GENERAL

This page states the Terms and Conditions (the “General Terms” or the “Agreement”) under which any User (“User”) may use the Dinar Exchange website located at DinarExchange.net (the “website”). Please read this page carefully. By accessing and using the website, User accepts and agrees to be bound, without modification, limitation or qualification, by these Terms. If User does not accept any of the Terms stated here, User must not use the website. The right to access and use the website is not transferable to any person or entity. Dinar Exchange may, at its sole discretion, modify or revise these Terms at any time by updating this posting. Users are bound by any such modification or revision and should therefore visit the Terms & Conditions periodically to review the Terms. If you violate these Terms of Use, Dinar Exchange may terminate your use of the Site, bar you from future use of the Site, cancel your order, and/or take appropriate legal action against you.

YOUR USE OF THE WEBSITE CONSTITUTES YOUR AGREEMENT TO ALL TERMS, CONDITIONS, AND NOTICES CONTAINED HEREIN OR OTHERWISE POSTED ON THE WEBSITE.

TERMS OF USE

ORDERS

Offer and Acceptance. If you submit an order, this shall constitute a legally binding offer which Dinar Exchange may accept or reject at its sole discretion. By submitting an order, you expressly accept these Terms and Conditions and thereby agree to be bound by them as well as be bound by any other terms that apply to that specific order.

All sales are final 1 day after payment is received for a Regular order. After 24 hours, there are no refunds, exchanges or cancellations. Dinar Exchange at its sole discretion, reserves the right to cancel any order and refund all funds, if applicable, at any time without prior notice.

Dinar Exchange will process your order within 1-5 business days after payment or exchange is received depending on which method is utilized. However, the customer agrees not to hold Dinar Exchange liable should their order, due to unavoidable circumstances over which Dinar Exchange has no control, take longer than the stipulated time to deliver. Dinar Exchange in such cases will keep you informed of possible delays.

ORDER ACCEPTANCE POLICY

Your receipt of an electronic or other form of order confirmation does not signify Dinar Exchange’s acceptance of your order, nor does it constitute confirmation of our offer to sell. Dinar Exchange reserves the right to accept or decline your order for any reason. The most common reason we may decline an order would be due to civil unrest in the Middle East that prevents us from acquiring dinar for extended periods. Another example an order will be declined is due to suspicions of client money laundering.

Moreover, in limited instances, due to increased order volume and reduced dinar stock levels, your order processing time may be delayed by no more than 10 business days. You will be informed of such a delay and will be given the option to request a full refund.

Customers shall agree that each item in a purchase that involves multiple items shall be treated independently. Replacement and/or cancellation of one item does not constitute the voiding of the entire order. Each item in an order shall be considered independently.

By placing your order on DinarExchange.net customers shall agree shipping is non-refundable in any circumstances once we ship the order(s). Customer shall also agree to take full responsibility of their order and to not hold liable DinarExchange.net or Dinar Exchange for orders held or seized by their respective country’s customs or similar agency for any reason. Customer shall also agree to take full responsibility of their order and to not hold liable DinarExchange.net or Dinar Exchange for orders delayed, lost, stolen or damaged while in transit.

The customer agrees to check that all the order information is correct in the email confirmation sent by DinarExchange.net If for some reason you don’t receive an email confirmation it is the customer’s responsibility to contact customer service to verify the accuracy of the order information. The customer agrees to accept full responsibility for their order should the information provided by the customer be incorrect or incomplete.

Please do not place multiple orders, as you will be responsible for all charges and fees associated with the extra orders.

SHIPMENTS

Dinar Exchange ships orders through third party shippers, as such; Dinar is not responsible for any damages to the shipment or lost shipments as a result of the shipper’s conduct.

DELAYS

Your order may be delayed or cancelled due to your order instructions, efforts to contact and locate you, and otherwise comply with applicable law. Business hours and/or currency availability may also be a factor in delays/cancellations.

UNAUTHORIZED ORDERS

You may not use the Website or make purchases in violation of these Terms and Conditions or applicable laws, rules or regulations.

THIRD PARTY ORDERS

You may not submit or receive an order on behalf of any other person. If you intend to submit or receive an order on behalf of a business or other non-human entity, you must inform Dinar Exchange in writing. You hereby agree to provide Dinar Exchange any additional information about any such entity, as requested.

PRICES

Dinar Exchange reserves the right to change its prices for all currency we offer at any time, before or after an order is placed, without prior notice.

The value of the currency may go up or down. Accordingly, when you decide to exchange currency, it may be worth more or less than you originally paid for it.

AUTHENTICITY

All currency notes sold by Dinar Exchange have a number of security features designed to prevent counterfeiting and we have taken steps to confirm the authenticity of all of the currency we sell. We use De La Rue / Talaris Counting authentication machine to authenticate our Dinar, which can be traced back to the Bank of Iraq.

We include a certificate of authenticity with every order.

The New Iraqi Dinar is printed by the De La Rue Corporation, the world’s largest integrated commercial security printer and papermaker and the printer of over 150 world currencies. De La Rue incorporates a number of nearly foolproof countermeasures into the New Iraqi Dinar, including:

• Metallic ink (25K note)

• Embedded security thread (25 K note)

• Horse head watermark embedded into each note (all notes)

• Raised lettering

• Unique Arabic serial numbers

• Denomination’s value glows under an ultraviolet light

• The eight-sided symbol in the bottom left hand corner should change color from purple to green when viewed at different angles.

TERMS OF SERVICE

By placing an order, you hereby agree to allow Dinar Exchange to submit your name and other personal information if legally required. Dinar Exchange may, under certain circumstances, contact you to confirm that the information which you have provided to Dinar Exchange is accurate or to request supplemental information and may take such other steps to assist in verification of the information you have provided to Dinar Exchange Failure to provide such information when requested may result in the cancellation of your order.

Dinar Exchange does not promise that the Site will be error-free, uninterrupted, nor that it will provide specific results from use of the Site or any Content, search or link on it. The Site and its Content are delivered on an “as-is” and “as-available” basis. Dinar Exchange cannot ensure that files you download from the Site will be free of viruses or contamination or destructive features. Dinar Exchange disclaims all warranties, express or implied, including also any implied warranties of merchantability and fitness for a particular purpose. Dinar Exchange will not be liable for any damages of any kind arising from the use of this Site, including without limitation, direct, indirect, incidental, punitive and consequential damages.

Dinar Exchange disclaims any and all liability for the acts, omissions and conduct of any third party users, Dinar Exchange users, advertisers and/or sponsors on the Site, in connection with the Dinar Exchange service or otherwise related to your use of the Site and/or the Dinar Exchange service. Dinar Exchange may investigate the claim and take appropriate action, in its sole discretion.

LIMITATION ON LIABILITY

Except in jurisdictions where such provisions are restricted, in no event will Dinar Exchange be liable to you for any indirect, consequential, exemplary, incidental, special or punitive damages, including lost profits, even if Dinar Exchange has been advised of the possibility of such damages.

DISPUTES

UPON REQUEST, WE WILL SUBMIT TO MEDIATION AND / OR ARBITRATION ANY DISPUTES ARISING OUT OF THIS CONTRACT. CLAIMS THAT MAY BE ARBITRATED SHALL NOT EXCEED THE COST OF THE PRODUCT INVOLVED IN THIS CONTRACT, PLUS THE AMOUNT OF ANY PROPERTY DAMAGE CAUSED BY THE PROVISION OF THE SERVICE.

INDEMNITY

You agree to indemnify and hold Dinar Exchange its subsidiaries, affiliates, officers, agents and other partners and employees, harmless from any loss, liability, claim or demand, including reasonable attorneys’ fees, made by any third party due to or arising out of your use of the Site, including also your use of the Site to provide a link to another site or to upload content or other information to the Site.

By making a purchase you agree that you have researched the currency you are purchasing and understand the risks involved in the purchase. You are agreeing that you understand that the value of the currency may go down or up depending on circumstances beyond our control. Dinar Exchange is not an investment advisor, and nothing on this website should be taken by the user as investment advice.

PERMITTED USE

You agree that you are only authorized to visit, view and to retain a copy of pages of this Site for your own personal use, and that you shall not duplicate, download, publish, modify or otherwise distribute the material on this Site for any purpose other than to review the information provided herein, for personal use, or to purchase merchandise for your personal use, unless otherwise specifically authorized by Dinar Exchange to do so. The content and software on this Site is the property of Dinar Exchange and is protected by U.S. and international copyright laws.

ELIGIBLE USERS

You must be at least eighteen (18) years old to access the Website and or make purchases of currency. You must be able to form legally binding contracts under applicable law. Other restrictions may apply.

LINKS

Links to third-party websites are provided as a convenience to you. Dinar Exchange has no control over the subject matter or content on such third-party websites. As such, Dinar Exchange does not endorse, make any representation or take any responsibility for such sites or the content on such sites. You are responsible for complying with the terms of those sites. Dinar Exchange makes no warranties, either express or implied, relating to the content of such sites and shall have no liability relating to or arising from such sites. The use of any third-party website is completely at your own risk.

If you have a dispute with one or more third-party websites, you release Dinar Exchange and all affiliated companies, officers, directors, agents, parents, subsidiaries, legal representatives and employees from claims, demands and damages (actual and consequential) of every kind and nature, known and unknown, suspected and unsuspected, disclosed and undisclosed, arising out of or in any way connected with such dispute.

VIOLATION OF THE TERMS

You understand and agree that in the sole discretion of Dinar Exchange and without prior notice, Dinar Exchange may terminate your access to the Site, cancel your order or exercise any other remedy available and remove any unauthorized User Content, if Dinar Exchange believes that the User Content you provided has violated or is inconsistent with these Terms of Use violated the rights of Dinar Exchange, another User or the law. You agree that monetary damages may not provide a sufficient remedy to Dinar Exchange for violations of these terms and conditions and you consent to injunctive or other equitable relief for such violations. Dinar Exchange may release user information about you if required by law or subpoena, or if the information is necessary or appropriate to release to address an unlawful or harmful activity. Dinar Exchange is not required to provide any refund to you if you are terminated as a User because you have violated these Terms of Use.

COPYRIGHT POLICY

We will terminate the privileges of any user who uses this Site to unlawfully transmit copyrighted material without a license, express consent, valid defense or fair use exemption to do so. In particular, users who submit Content to this Site, whether articles, images, stories, software or other copyrightable material must ensure that the Content they upload does not infringe the copyrights or other rights of third parties (such as privacy or publicity rights). After proper notification by the copyright holder or it agent to us, and confirmation through court order or admission by the user that they have used this Site as an instrument of unlawful infringement, we will terminate the infringing users’ rights to use and/or access to this Site. We may, also in our sole discretion, decide to terminate a user’s rights to use or access to the Site prior to that time if we believe that the alleged infringement has occurred.

De La Rue is a trademark of De La Rue LLC there is no affiliation between De La Rue LLC and Dinar Exchange.

DISCLAIMERS.

Dinar Exchange is NOT a bank, or trust engaged in lending money, underwriting, selling securities, or acting as a financial planner, loan broker or investment adviser. Dinar Exchange does not provide any investment related advice and does not open accounts for customers.

No Guarantees: Any and all statements made by Dinar Exchange regarding the future value of the currency you purchase are statements of opinion only. The price of currency may increase or decrease depending on several factors outside of the control of Dinar Exchange. Dinar Exchange makes no guarantees about the price/value of currency in the future or the continued use of the currency in the future. As such, you hereby agree and understand that you are required to conduct your own investigation and rely exclusively on your investigation when making a currency transaction with Dinar Exchange. You hereby understand that purchasing currency involves risks and as such, you are solely responsible for all risks associated with the purchase of currency from Dinar Exchange.

No Investment Advice: Nothing in this Website shall be construed as investment advice. It is your responsibility to speak with investment professionals regarding your specific investment needs and interests.

No Tax Advice: Nothing in this Website shall be construed as tax advice. It is your responsibility to consult with an accountant, or tax professional regarding your specific tax situation.

No Legal Advice: Nothing in this Website shall constitute legal advice, legal counsel or legal opinion regarding any matter. It is your responsibility to consult with your own independent counsel regarding your legal concerns.

Warranty Disclaimer: All content and services on or available through the Website are provided on an “as is” basis. Dinar Exchange does not make any representation or give any warranty in respect of the Website or its content. Specifically, Dinar Exchange does not give any warranty as to the accuracy, suitability, reliability, completeness, performance, fitness, freedom from viruses or timeliness of the content or services contained on the Website.

LIMITATION OF LIABILITY

UNDER NO CIRCUMSTANCES SHALL DINAR EXCHANGE OR ITS RESPECTIVE SUBSIDIARIES, AFFILIATES, OFFICERS, AGENTS, PARTNERS, AGENTS OR EMPLOYEES BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR EXEMPLARY DAMAGES, INCLUDING BUT NOT LIMITED TO, DAMAGES FOR LOSS OF PROFITS, GOODWILL, USE, LOSS OF ANTICIPATED VALUE OF A BUSINESS, DATA OR OTHER INTANGIBLE LOSSES (EVEN IF DINAR EXCHANGE HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES) RESULTING FROM NEGLIGENCE ON THE PART OF DINAR EXCHANGE, OR ITS RESPECTIVE SUBSIDIARIES, AFFILIATES, OFFICERS, AGENTS, PARTNERS, AGENTS OR EMPLOYEES.

DINAR Exchange SHALL NOT BE LIABLE UNDER ANY THEORY OF RELIEF, INCLUDING WITHOUT LIMITATION BREACH OF WARRANTY, BREACH OF CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY RELATIN G TO THE USE OF THIS WEBSITE OR THE TRANSACTIONS MADE THROUGH DINAR EXCHANGE OR THE WEBSITE.

DINAR EXCHANGE’s LIABILITY FOR DIRECT DAMAGES SHALL BE LIMITED TO THE SALE AMOUNT.

THESE LIMITATIONS SHALL APPLY TO THE FULLEST EXTENT PERMITTED BY LAW. In some jurisdictions, limitations of liability are not permitted. In such jurisdictions, some of the foregoing limitation may not apply to you.

PROBLEMS OR COMPLAINT

It is our goal to provide you with excellent customer service. If you have a problem/complaint, you are required to contact Dinar Exchange first to provide Dinar Dinar Exchange with an opportunity to resolve any disputes. You may contact Dinar Dinar Exchange using the contact information below:

Express

8545 W Warm Springs Rd

A4-277

Las Vegas NV 89113-3676

United States

Toll Free: (866) 342-6279

Email: DinarExchangeco@gmail.com

DISPUTE RESOLUTION AND GOVERNING LAW

a) Governing Law: Any dispute between Dinar Exchange and you shall be governed according to the laws of the State of Nevada, and all activities performed in connection with the use of the Website including purchases/transactions shall be deemed to have been performed in Nevada. Any controversy, dispute, or claim arising out of or relating to the use of this Website or the transactions with Dinar Exchange shall be governed by and construed in accordance with the laws of Nevada, except that body of law governing conflicts of law.

b) Disputes with Dinar Exchange: If a dispute arises between you and Dinar Exchange, our goal is to resolve the dispute to the satisfaction of all parties in a cost-effective and efficient manner, therefore you are required to contact Dinar Exchange in writing at least 30 days prior initiating any legal proceeding or arbitration. Failure to do so will constitute a material breach of this agreement.

c) Arbitration: For any dispute/claim (excluding claims for injunctive or other equitable relief) where the damages are less than $10,000.00 USD, the party requesting relief may elect to resolve the dispute in a cost-effective manner through binding non-appearance-based arbitration. If a party elects arbitration, that party will initiate such arbitration through an established alternative dispute resolution (ADR) provider mutually agreed upon by the parties. The ADR provider and the parties must comply with the following rules: a) the arbitration shall be conducted by telephone, online and/or be solely based on written submissions, the specific manner shall be chosen by the party initiating the arbitration; b) the arbitration shall not involve any personal appearance by the parties or witnesses unless otherwise mutually agreed by the parties; and c) any judgment on the award rendered by the arbitrator may be entered in any court of competent jurisdiction.

d) Forum for Disputes: Except as otherwise agreed by the parties or as described in section 11(c) above, you agree that any claim or dispute you may have against Dinar Exchange must be resolved by a court located in Clark County, Nevada. You agree to submit to the personal jurisdiction of the courts located within Clark County, Nevada for the purpose of litigating all such claims or disputes.

e) Improperly Filed Legal Actions: All claims you bring against Dinar Exchange must be resolved in accordance with section 11 of this Agreement. All claims filed or brought contrary to section 11 shall be considered improperly filed, and a breach of this Agreement. Should you file a claim contrary to section 11, Dinar Exchange shall recover attorneys’ fees and costs (including in-house attorneys and paralegals); provided that Dinar Exchange has notified you in writing of the improperly filed claim, and you have failed to promptly withdraw the claim.

TERMINATION

Dinar Exchange may cease to operate the Website at any time with or without notice. Dinar Exchange reserves the right to terminate your access and use of any part of the Website at any time without notice for any reason.

MISCELLANEOUS

Entire Agreement: This Agreement constitutes the entire agreement between you and Dinar Exchange pertaining to the subject matter hereof and governs your use of the Website and the transactions between you and Dinar Exchange superseding any prior agreements between you and Dinar Exchange pertaining to the subject matter hereof.

No Waiver: The failure of Dinar Exchange to exercise or enforce any right or provision of the Terms and Conditions shall not constitute a waiver of such right or provision.

Severability: If any provision or term of these Terms and Conditions is found by an arbitrator or court of competent jurisdiction to be invalid, the parties nevertheless agree that the arbitrator or court should endeavor to give appropriately valid effect to the intention of these Terms and Conditions as reflected in the provision, and the other provisions of the Terms and Conditions shall remain in full force and effect.

Modification: We may modify these Terms and Conditions from time to time without notice to you, except as may be required by law. It is your responsibility to review the most current version of the Terms and Conditions by reviewing this Website. You may terminate your use of the Website/services and stop making transactions with Dinar Exchange if you do not agree with any modification or amendment. If you use the Website or make any transactions with Dinar Exchange after the effective date of an amendment or modification, you shall be deemed to have accepted that amendment or modification. You agree that you shall not modify these Terms and Conditions and acknowledge that any attempts by you to modify them shall be void.

Once we receive your order it will be authenticated and verified within 3-7 business days and we will mail you a company check. This process may take up to 7-21 business days during times of high volume. Once your shipment has completed authentication/verification we will normally ship your order within 24 business hours, however it could longer during times of high volume. Please Include in your package a copy of your photo ID, any documentation showing where you purchased it from. Failure to provide these items will result in delayed processing. Dinar Exchange can hold your funds for 120 business days once we have limited your account in disputes.

Prices Subject to Change

Dinar Exchange reserves the right to change its prices at any time, without prior notice.

Authenticity

Iraqi Dinar have a number of security features designed to thwart counterfeiting, and we have taken steps to confirm the authenticity of your banknotes.

Circulated vs. Uncirculated

Uncirculated Iraqi Dinar is Dinar which should be in pristine condition and appear as if “fresh from the mint”. Iraqi Dinar that is not in sequential order will be deemed by us as circulated. Uncirculated notes should have sharp corners and sharp edges, no bends or folds, no pen or pencil marks. The notes should look brand new. Circulated notes are generally pretty worn, have pen and pen marks and is not in pristine condition, circulated Dinar could also be Iraqi Dinar that is in pristine condition, but that is not in sequential order.

Compliance

Please include a clear photocopy of your Government issued Driver’s License in your package as well as copies of your original receipts of purchase. Failure to do so will delay the processing time of your order. You order will not be processed until these documents are received.

Condition of Items Sold

We pay $860 per million for the new, latest series print (2013-2015 series), uncirculated Iraqi Dinar, and $750 per million for older print (2003 series) uncirculated Dinar, or $500 per million for circulated Iraqi Dinar.

Additional Terms of Service

Dinar Exchange reserves the right to cancel any order and ship your Iraqi Dinar back to you, if applicable, at any time without prior notice. By sending Iraqi Dinar to us, you hereby agree to allow Dinar Exchange to submit your name and other personal information to state, federal and international government authorities such as Interpol and United States authorizing agencies through SDN (the Specially Designated Nationals list) to meet OFAC, Bank Secrecy Act, Patriot Act and other relevant regulatory requirements. Dinar Exchange may, under certain circumstances, contact you to confirm that the information which you have provided to Dinar Exchange is accurate or to request supplemental information and may take such other steps to assist in verification of the information you have provided to Dinar Exchange. Failure to provide such information when requested may result in the cancellation of your order. By making a purchase you agree to and are hereby bound by these Terms of Service.